Call reports 2006
CENTURY BANK & TRUST — 2006
What CENTURY BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 142,079,000 | 135,650,000 | 140,146,000 | 135,319,000 |
| Total loans | 79,711,000 | 83,927,000 | 79,962,000 | 76,894,000 |
| Allowance for loan losses | 1,030,000 | 1,073,000 | 1,120,000 | 1,249,000 |
| Securities available for sale | 40,886,000 | 38,950,000 | 37,794,000 | 38,023,000 |
| Securities held to maturity | 32,000 | 31,000 | 31,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,442,000 | 117,700,000 | 121,141,000 | 115,692,000 |
| Interest-bearing deposits | 103,618,000 | 97,495,000 | 100,205,000 | 98,077,000 |
| Noninterest-bearing deposits | 20,824,000 | 20,205,000 | 20,936,000 | 17,615,000 |
| Equity capital | 16,280,000 | 16,716,000 | 17,621,000 | 18,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,132,000 | 4,400,000 | 6,715,000 | 9,038,000 |
| Interest expense | 607,000 | 1,256,000 | 1,947,000 | 2,696,000 |
| Net interest income | 1,525,000 | 3,144,000 | 4,768,000 | 6,342,000 |
| Noninterest income | 399,000 | 785,000 | 1,273,000 | 1,815,000 |
| Noninterest expense | 1,052,000 | 2,128,000 | 3,197,000 | 4,157,000 |
| Provision for loan losses | 41,000 | 87,000 | 146,000 | 283,000 |
| Pretax income | 831,000 | 1,719,000 | 2,703,000 | 3,722,000 |
| Income tax | 291,000 | 602,000 | 948,000 | 1,309,000 |
| Net income | 540,000 | 1,117,000 | 1,755,000 | 2,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,834,000 | 17,412,000 | 18,049,000 | 18,707,000 |
| Total capital | 17,848,000 | 18,448,000 | 19,070,000 | 19,685,000 |
| Risk-weighted assets | 81,125,000 | 82,847,000 | 81,561,000 | 77,929,000 |