Call reports 2005
CENTURY BANK & TRUST — 2005
What CENTURY BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 140,199,000 | 137,113,000 | 137,418,000 | 140,625,000 |
| Total loans | 76,126,000 | 76,887,000 | 77,888,000 | 75,527,000 |
| Allowance for loan losses | 893,000 | 864,000 | 935,000 | 1,003,000 |
| Securities available for sale | 44,177,000 | 39,873,000 | 40,285,000 | 39,695,000 |
| Securities held to maturity | 51,000 | 50,000 | 50,000 | 32,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,626,000 | 118,982,000 | 118,684,000 | 122,589,000 |
| Interest-bearing deposits | 103,343,000 | 100,650,000 | 100,390,000 | 104,291,000 |
| Noninterest-bearing deposits | 19,283,000 | 18,332,000 | 18,294,000 | 18,298,000 |
| Equity capital | 16,242,000 | 16,013,000 | 16,475,000 | 16,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,885,000 | 3,848,000 | 5,880,000 | 7,970,000 |
| Interest expense | 508,000 | 1,028,000 | 1,575,000 | 2,166,000 |
| Net interest income | 1,377,000 | 2,820,000 | 4,305,000 | 5,804,000 |
| Noninterest income | 424,000 | 810,000 | 1,249,000 | 1,662,000 |
| Noninterest expense | 1,019,000 | 2,029,000 | 3,090,000 | 3,884,000 |
| Provision for loan losses | 37,000 | 100,000 | 181,000 | 307,000 |
| Pretax income | 745,000 | 1,501,000 | 2,283,000 | 3,275,000 |
| Income tax | 265,000 | 533,000 | 812,000 | 1,165,000 |
| Net income | 480,000 | 968,000 | 1,471,000 | 2,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,622,000 | 16,206,000 | 16,710,000 | 17,348,000 |
| Total capital | 17,515,000 | 17,070,000 | 17,645,000 | 18,351,000 |
| Risk-weighted assets | 81,222,000 | 80,234,000 | 79,497,000 | 80,599,000 |