Call reports 2004
CENTURY BANK & TRUST — 2004
What CENTURY BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 137,808,000 | 138,950,000 | 135,965,000 | 135,223,000 |
| Total loans | 65,493,000 | 67,582,000 | 70,428,000 | 72,542,000 |
| Allowance for loan losses | 910,000 | 835,000 | 831,000 | 826,000 |
| Securities available for sale | 42,929,000 | 47,523,000 | 45,315,000 | 46,504,000 |
| Securities held to maturity | 55,000 | 52,000 | 52,000 | 52,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,058,000 | 122,832,000 | 118,726,000 | 118,229,000 |
| Interest-bearing deposits | 103,118,000 | 104,843,000 | 101,117,000 | 100,370,000 |
| Noninterest-bearing deposits | 17,940,000 | 17,989,000 | 17,609,000 | 17,859,000 |
| Equity capital | 16,273,000 | 14,891,000 | 16,012,000 | 15,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,650,000 | 3,349,000 | 5,108,000 | 6,906,000 |
| Interest expense | 498,000 | 1,009,000 | 1,509,000 | 2,017,000 |
| Net interest income | 1,152,000 | 2,340,000 | 3,599,000 | 4,889,000 |
| Noninterest income | 410,000 | 810,000 | 1,205,000 | 1,614,000 |
| Noninterest expense | 906,000 | 1,832,000 | 2,774,000 | 4,373,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 58,000 |
| Pretax income | 657,000 | 1,316,000 | 2,025,000 | 2,076,000 |
| Income tax | 227,000 | 454,000 | 696,000 | 721,000 |
| Net income | 430,000 | 862,000 | 1,329,000 | 1,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,132,000 | 15,649,000 | 16,116,000 | 16,142,000 |
| Total capital | 17,042,000 | 16,484,000 | 16,947,000 | 16,968,000 |
| Risk-weighted assets | 74,340,000 | 75,782,000 | 74,352,000 | 76,796,000 |