Call reports 2003
CENTURY BANK & TRUST — 2003
What CENTURY BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 133,632,000 | 131,370,000 | 133,980,000 | 132,267,000 |
| Total loans | 65,009,000 | 69,453,000 | 68,627,000 | 68,708,000 |
| Allowance for loan losses | 918,000 | 909,000 | 906,000 | 923,000 |
| Securities available for sale | 31,369,000 | 38,051,000 | 39,892,000 | 38,435,000 |
| Securities held to maturity | 61,000 | 61,000 | 58,000 | 57,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,545,000 | 115,018,000 | 117,655,000 | 116,319,000 |
| Interest-bearing deposits | 98,383,000 | 97,797,000 | 100,683,000 | 98,174,000 |
| Noninterest-bearing deposits | 19,162,000 | 17,221,000 | 16,972,000 | 18,145,000 |
| Equity capital | 15,459,000 | 15,102,000 | 15,182,000 | 15,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,486,000 | 5,220,000 | 6,941,000 |
| Interest expense | 562,000 | 1,099,000 | 1,622,000 | 2,133,000 |
| Net interest income | 1,197,000 | 2,387,000 | 3,598,000 | 4,808,000 |
| Noninterest income | 399,000 | 783,000 | 1,156,000 | 1,565,000 |
| Noninterest expense | 849,000 | 1,687,000 | 2,577,000 | 3,499,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 735,000 | 1,459,000 | 2,141,000 | 2,826,000 |
| Income tax | 262,000 | 519,000 | 758,000 | 996,000 |
| Net income | 473,000 | 940,000 | 1,383,000 | 1,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,234,000 | 14,812,000 | 15,255,000 | 15,702,000 |
| Total capital | 16,152,000 | 15,721,000 | 16,161,000 | 16,625,000 |
| Risk-weighted assets | 75,458,000 | 75,783,000 | 75,125,000 | 75,505,000 |