Call reports 2002
CENTURY BANK & TRUST — 2002
What CENTURY BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 128,790,000 | 124,989,000 | 130,609,000 | 130,111,000 |
| Total loans | 56,556,000 | 60,071,000 | 57,752,000 | 61,930,000 |
| Allowance for loan losses | 963,000 | 941,000 | 936,000 | 916,000 |
| Securities available for sale | 50,704,000 | 38,230,000 | 46,790,000 | 37,442,000 |
| Securities held to maturity | 590,000 | 586,000 | 579,000 | 576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,002,000 | 109,739,000 | 114,886,000 | 114,870,000 |
| Interest-bearing deposits | 93,681,000 | 90,518,000 | 96,138,000 | 96,741,000 |
| Noninterest-bearing deposits | 20,321,000 | 19,221,000 | 18,748,000 | 18,129,000 |
| Equity capital | 14,285,000 | 13,982,000 | 14,457,000 | 14,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,754,000 | 3,514,000 | 5,263,000 | 7,023,000 |
| Interest expense | 648,000 | 1,267,000 | 1,887,000 | 2,502,000 |
| Net interest income | 1,106,000 | 2,247,000 | 3,376,000 | 4,521,000 |
| Noninterest income | 369,000 | 750,000 | 1,120,000 | 1,541,000 |
| Noninterest expense | 805,000 | 1,617,000 | 2,460,000 | 3,344,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 670,000 | 1,380,000 | 2,036,000 | 2,718,000 |
| Income tax | 234,000 | 479,000 | 705,000 | 941,000 |
| Net income | 436,000 | 901,000 | 1,331,000 | 1,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,366,000 | 13,885,000 | 14,315,000 | 14,761,000 |
| Total capital | 15,148,000 | 14,719,000 | 15,163,000 | 15,653,000 |
| Risk-weighted assets | 62,378,000 | 66,593,000 | 67,777,000 | 71,352,000 |