Call reports 2025
KIRKWOOD BANK AND TRUST COMPANY — 2025
What KIRKWOOD BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 358,496,000 | 354,550,000 | 350,852,000 | 389,443,000 |
| Total loans | 211,361,000 | 216,843,000 | 220,702,000 | 223,751,000 |
| Allowance for loan losses | 2,647,000 | 2,707,000 | 2,767,000 | 2,766,000 |
| Securities available for sale | 47,279,000 | 48,803,000 | 88,725,000 | 79,087,000 |
| Securities held to maturity | 45,180,000 | 41,183,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,747,000 | 318,098,000 | 314,540,000 | 351,506,000 |
| Interest-bearing deposits | 246,188,000 | 246,015,000 | 240,276,000 | 270,280,000 |
| Noninterest-bearing deposits | 76,559,000 | 72,083,000 | 74,264,000 | 81,226,000 |
| Equity capital | 31,291,000 | 31,849,000 | 31,625,000 | 33,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,245,000 | 8,651,000 | 13,143,000 | 17,881,000 |
| Interest expense | 1,483,000 | 2,994,000 | 4,466,000 | 5,946,000 |
| Net interest income | 2,762,000 | 5,657,000 | 8,677,000 | 11,935,000 |
| Noninterest income | 514,000 | 1,065,000 | 1,618,000 | 2,213,000 |
| Noninterest expense | 2,089,000 | 4,241,000 | 6,412,000 | 8,617,000 |
| Provision for loan losses | 30,000 | 90,000 | 150,000 | 150,000 |
| Pretax income | 1,157,000 | 2,391,000 | 3,733,000 | 5,381,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,157,000 | 2,391,000 | 3,733,000 | 5,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,602,000 | 32,837,000 | 32,434,000 | 33,542,000 |