Call reports 2024
KIRKWOOD BANK AND TRUST COMPANY — 2024
What KIRKWOOD BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 337,215,000 | 338,665,000 | 335,994,000 | 351,299,000 |
| Total loans | 190,901,000 | 195,033,000 | 196,068,000 | 203,362,000 |
| Allowance for loan losses | 2,434,000 | 2,442,000 | 2,442,000 | 2,617,000 |
| Securities available for sale | 34,234,000 | 37,850,000 | 39,347,000 | 40,515,000 |
| Securities held to maturity | 62,103,000 | 56,021,000 | 52,782,000 | 50,869,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,980,000 | 301,249,000 | 297,140,000 | 313,817,000 |
| Interest-bearing deposits | 235,244,000 | 234,821,000 | 204,356,000 | 236,606,000 |
| Noninterest-bearing deposits | 65,736,000 | 66,428,000 | 92,784,000 | 77,211,000 |
| Equity capital | 29,729,000 | 30,310,000 | 31,484,000 | 30,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,774,000 | 7,725,000 | 11,780,000 | 15,977,000 |
| Interest expense | 1,475,000 | 3,080,000 | 4,741,000 | 6,314,000 |
| Net interest income | 2,299,000 | 4,645,000 | 7,039,000 | 9,663,000 |
| Noninterest income | 478,000 | 987,000 | 1,585,000 | 2,153,000 |
| Noninterest expense | 1,959,000 | 3,938,000 | 6,012,000 | 8,107,000 |
| Provision for loan losses | 0 | 0 | 0 | 175,000 |
| Pretax income | 818,000 | 1,694,000 | 2,612,000 | 3,534,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 818,000 | 1,694,000 | 2,612,000 | 3,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,528,000 | 32,076,000 | 32,094,000 | 32,116,000 |