Call reports 2023
KIRKWOOD BANK AND TRUST COMPANY — 2023
What KIRKWOOD BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 322,957,000 | 318,637,000 | 328,547,000 | 337,967,000 |
| Total loans | 186,387,000 | 192,977,000 | 191,424,000 | 189,141,000 |
| Allowance for loan losses | 2,436,000 | 2,436,000 | 2,436,000 | 2,435,000 |
| Securities available for sale | 21,095,000 | 19,762,000 | 19,911,000 | 23,752,000 |
| Securities held to maturity | 61,893,000 | 59,218,000 | 61,387,000 | 64,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,447,000 | 283,411,000 | 293,430,000 | 301,700,000 |
| Interest-bearing deposits | 197,157,000 | 216,014,000 | 220,265,000 | 203,943,000 |
| Noninterest-bearing deposits | 91,290,000 | 67,397,000 | 73,165,000 | 97,757,000 |
| Equity capital | 29,240,000 | 29,253,000 | 28,526,000 | 29,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,917,000 | 6,046,000 | 9,412,000 | 12,970,000 |
| Interest expense | 548,000 | 1,435,000 | 2,486,000 | 3,788,000 |
| Net interest income | 2,369,000 | 4,611,000 | 6,926,000 | 9,182,000 |
| Noninterest income | 641,000 | 1,147,000 | 1,689,000 | 2,150,000 |
| Noninterest expense | 2,062,000 | 4,068,000 | 6,028,000 | 7,938,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 948,000 | 1,690,000 | 2,587,000 | 3,394,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 948,000 | 1,690,000 | 2,587,000 | 3,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,975,000 | 31,239,000 | 31,085,000 | 31,033,000 |