Call reports 2022
KIRKWOOD BANK AND TRUST COMPANY — 2022
What KIRKWOOD BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 332,793,000 | 324,569,000 | 325,680,000 | 319,073,000 |
| Total loans | 186,301,000 | 190,827,000 | 193,906,000 | 191,670,000 |
| Allowance for loan losses | 2,435,000 | 2,436,000 | 2,436,000 | 2,435,000 |
| Securities available for sale | 25,044,000 | 23,632,000 | 22,278,000 | 21,793,000 |
| Securities held to maturity | 31,721,000 | 44,499,000 | 61,854,000 | 61,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,183,000 | 289,063,000 | 290,419,000 | 282,343,000 |
| Interest-bearing deposits | 213,823,000 | 205,597,000 | 204,683,000 | 202,467,000 |
| Noninterest-bearing deposits | 83,360,000 | 83,466,000 | 85,736,000 | 79,876,000 |
| Equity capital | 28,300,000 | 27,976,000 | 27,607,000 | 28,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,011,000 | 4,240,000 | 6,829,000 | 9,727,000 |
| Interest expense | 179,000 | 349,000 | 566,000 | 880,000 |
| Net interest income | 1,832,000 | 3,891,000 | 6,263,000 | 8,847,000 |
| Noninterest income | 660,000 | 1,274,000 | 1,919,000 | 2,508,000 |
| Noninterest expense | 1,928,000 | 3,856,000 | 5,787,000 | 7,796,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 564,000 | 1,309,000 | 2,395,000 | 3,559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 564,000 | 1,309,000 | 2,395,000 | 3,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,101,000 | 29,620,000 | 30,406,000 | 31,027,000 |