Call reports 2021
KIRKWOOD BANK AND TRUST COMPANY — 2021
What KIRKWOOD BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 321,578,000 | 320,450,000 | 315,928,000 | 321,585,000 |
| Total loans | 195,371,000 | 190,435,000 | 184,061,000 | 186,343,000 |
| Allowance for loan losses | 2,446,000 | 2,446,000 | 2,446,000 | 2,434,000 |
| Securities available for sale | 19,292,000 | 20,808,000 | 21,969,000 | 23,422,000 |
| Securities held to maturity | 18,537,000 | 15,042,000 | 15,267,000 | 15,718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,985,000 | 283,784,000 | 278,065,000 | 284,410,000 |
| Interest-bearing deposits | 197,777,000 | 197,484,000 | 199,258,000 | 197,069,000 |
| Noninterest-bearing deposits | 87,208,000 | 86,300,000 | 78,807,000 | 87,341,000 |
| Equity capital | 29,354,000 | 29,215,000 | 30,315,000 | 29,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,135,000 | 4,359,000 | 6,748,000 | 8,849,000 |
| Interest expense | 247,000 | 477,000 | 694,000 | 896,000 |
| Net interest income | 1,888,000 | 3,882,000 | 6,054,000 | 7,953,000 |
| Noninterest income | 1,031,000 | 2,010,000 | 2,908,000 | 3,659,000 |
| Noninterest expense | 1,987,000 | 3,972,000 | 5,928,000 | 7,854,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 932,000 | 1,920,000 | 3,034,000 | 3,758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 932,000 | 1,920,000 | 3,034,000 | 3,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,726,000 | 28,714,000 | 29,828,000 | 29,337,000 |