Call reports 2020
KIRKWOOD BANK AND TRUST COMPANY — 2020
What KIRKWOOD BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 257,394,000 | 279,674,000 | 293,270,000 | 306,113,000 |
| Total loans | 180,237,000 | 193,820,000 | 200,377,000 | 181,852,000 |
| Allowance for loan losses | 2,446,000 | 2,446,000 | 2,446,000 | 2,446,000 |
| Securities available for sale | 17,734,000 | 18,285,000 | 17,789,000 | 17,663,000 |
| Securities held to maturity | 13,050,000 | 17,930,000 | 17,397,000 | 19,422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,383,000 | 246,349,000 | 258,654,000 | 270,099,000 |
| Interest-bearing deposits | 166,157,000 | 175,013,000 | 185,309,000 | 190,676,000 |
| Noninterest-bearing deposits | 59,226,000 | 71,336,000 | 73,345,000 | 79,423,000 |
| Equity capital | 24,952,000 | 26,012,000 | 27,176,000 | 28,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,295,000 | 4,574,000 | 6,913,000 | 9,421,000 |
| Interest expense | 365,000 | 697,000 | 1,012,000 | 1,297,000 |
| Net interest income | 1,930,000 | 3,877,000 | 5,901,000 | 8,124,000 |
| Noninterest income | 566,000 | 1,321,000 | 2,404,000 | 3,551,000 |
| Noninterest expense | 1,857,000 | 3,722,000 | 5,733,000 | 7,704,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 639,000 | 1,476,000 | 2,572,000 | 3,971,000 |
| Income tax | 674,000 | 674,000 | 674,000 | 674,000 |
| Net income | -35,000 | 802,000 | 1,898,000 | 3,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,461,000 | 25,298,000 | 26,395,000 | 27,793,000 |