Call reports 2019
KIRKWOOD BANK AND TRUST COMPANY — 2019
What KIRKWOOD BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 241,945,000 | 241,221,000 | 252,037,000 | 246,223,000 |
| Total loans | 164,417,000 | 162,872,000 | 170,479,000 | 170,257,000 |
| Allowance for loan losses | 2,462,000 | 2,446,000 | 2,446,000 | 2,446,000 |
| Securities available for sale | 20,146,000 | 21,035,000 | 19,752,000 | 18,303,000 |
| Securities held to maturity | 14,781,000 | 14,781,000 | 14,510,000 | 13,704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,198,000 | 215,539,000 | 225,496,000 | 219,159,000 |
| Interest-bearing deposits | 155,446,000 | 154,195,000 | 161,948,000 | 161,736,000 |
| Noninterest-bearing deposits | 61,752,000 | 61,344,000 | 63,548,000 | 57,423,000 |
| Equity capital | 22,769,000 | 23,489,000 | 24,154,000 | 24,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,188,000 | 4,421,000 | 6,750,000 | 9,181,000 |
| Interest expense | 225,000 | 508,000 | 848,000 | 1,203,000 |
| Net interest income | 1,963,000 | 3,913,000 | 5,902,000 | 7,978,000 |
| Noninterest income | 475,000 | 969,000 | 1,559,000 | 2,136,000 |
| Noninterest expense | 1,695,000 | 3,391,000 | 5,182,000 | 6,944,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 743,000 | 1,491,000 | 2,279,000 | 3,170,000 |
| Income tax | 150,000 | 285,000 | 465,000 | 683,000 |
| Net income | 593,000 | 1,206,000 | 1,814,000 | 2,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,713,000 | 23,216,000 | 23,884,000 | 24,496,000 |
| Total capital | 25,039,000 | 25,604,000 | 26,330,000 | 26,942,000 |
| Risk-weighted assets | 185,912,000 | 191,015,000 | 200,205,000 | 203,119,000 |