Call reports 2018
KIRKWOOD BANK AND TRUST COMPANY — 2018
What KIRKWOOD BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 238,987,000 | 233,804,000 | 240,089,000 | 237,588,000 |
| Total loans | 161,289,000 | 161,827,000 | 166,513,000 | 168,446,000 |
| Allowance for loan losses | 2,481,000 | 2,482,000 | 2,569,000 | 2,569,000 |
| Securities available for sale | 19,767,000 | 20,207,000 | 19,848,000 | 20,878,000 |
| Securities held to maturity | 15,819,000 | 15,355,000 | 14,584,000 | 14,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,247,000 | 210,624,000 | 216,289,000 | 212,987,000 |
| Interest-bearing deposits | 148,793,000 | 147,127,000 | 153,105,000 | 150,676,000 |
| Noninterest-bearing deposits | 67,454,000 | 63,497,000 | 63,184,000 | 62,311,000 |
| Equity capital | 20,858,000 | 21,253,000 | 21,711,000 | 22,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,997,000 | 4,051,000 | 6,207,000 | 8,386,000 |
| Interest expense | 149,000 | 309,000 | 485,000 | 674,000 |
| Net interest income | 1,848,000 | 3,742,000 | 5,722,000 | 7,712,000 |
| Noninterest income | 442,000 | 911,000 | 1,405,000 | 1,854,000 |
| Noninterest expense | 1,651,000 | 3,305,000 | 4,943,000 | 6,574,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 639,000 | 1,348,000 | 2,184,000 | 2,992,000 |
| Income tax | 142,000 | 278,000 | 469,000 | 616,000 |
| Net income | 497,000 | 1,070,000 | 1,715,000 | 2,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,080,000 | 21,542,000 | 22,095,000 | 22,620,000 |
| Total capital | 23,350,000 | 23,840,000 | 24,465,000 | 25,009,000 |
| Risk-weighted assets | 181,376,000 | 183,634,000 | 189,391,000 | 190,907,000 |