Call reports 2017
KIRKWOOD BANK AND TRUST COMPANY — 2017
What KIRKWOOD BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 229,373,000 | 231,959,000 | 238,797,000 | 243,911,000 |
| Total loans | 143,368,000 | 154,462,000 | 159,647,000 | 160,012,000 |
| Allowance for loan losses | 2,147,000 | 2,157,000 | 2,778,000 | 2,479,000 |
| Securities available for sale | 21,200,000 | 20,524,000 | 19,824,000 | 19,564,000 |
| Securities held to maturity | 15,854,000 | 14,845,000 | 15,240,000 | 16,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,037,000 | 206,657,000 | 212,860,000 | 220,906,000 |
| Interest-bearing deposits | 143,201,000 | 140,843,000 | 143,275,000 | 148,147,000 |
| Noninterest-bearing deposits | 60,836,000 | 65,814,000 | 69,585,000 | 72,759,000 |
| Equity capital | 20,314,000 | 20,275,000 | 20,763,000 | 21,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,766,000 | 3,662,000 | 5,632,000 | 7,634,000 |
| Interest expense | 102,000 | 206,000 | 319,000 | 445,000 |
| Net interest income | 1,664,000 | 3,456,000 | 5,313,000 | 7,189,000 |
| Noninterest income | 482,000 | 986,000 | 1,413,000 | 1,893,000 |
| Noninterest expense | 1,617,000 | 3,253,000 | 4,851,000 | 6,453,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 529,000 | 1,189,000 | 1,875,000 | 2,929,000 |
| Income tax | 126,000 | 339,000 | 559,000 | 1,104,000 |
| Net income | 403,000 | 850,000 | 1,316,000 | 1,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,226,000 | 20,127,000 | 20,594,000 | 21,103,000 |
| Total capital | 22,307,000 | 22,284,000 | 22,807,000 | 23,377,000 |
| Risk-weighted assets | 166,375,000 | 173,065,000 | 176,507,000 | 181,705,000 |