Call reports 2011
KIRKWOOD BANK AND TRUST COMPANY — 2011
What KIRKWOOD BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 165,741,000 | 160,237,000 | 165,604,000 | 167,844,000 |
| Total loans | 93,729,000 | 95,823,000 | 96,152,000 | 100,932,000 |
| Allowance for loan losses | 2,310,000 | 2,280,000 | 2,296,000 | 2,341,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,014,000 | 10,441,000 | 11,448,000 | 12,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,446,000 | 141,714,000 | 146,751,000 | 148,692,000 |
| Interest-bearing deposits | 101,320,000 | 96,122,000 | 99,619,000 | 100,833,000 |
| Noninterest-bearing deposits | 45,126,000 | 45,592,000 | 47,132,000 | 47,859,000 |
| Equity capital | 12,653,000 | 12,919,000 | 13,148,000 | 13,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,529,000 | 3,056,000 | 4,610,000 | 6,148,000 |
| Interest expense | 298,000 | 559,000 | 804,000 | 1,017,000 |
| Net interest income | 1,231,000 | 2,497,000 | 3,806,000 | 5,131,000 |
| Noninterest income | 397,000 | 834,000 | 1,274,000 | 1,764,000 |
| Noninterest expense | 1,283,000 | 2,589,000 | 3,875,000 | 5,181,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 300,000 | 652,000 | 1,070,000 | 1,534,000 |
| Income tax | 85,000 | 171,000 | 290,000 | 441,000 |
| Net income | 215,000 | 481,000 | 780,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,653,000 | 12,919,000 | 13,148,000 | 13,386,000 |
| Total capital | 14,062,000 | 14,303,000 | 14,470,000 | 14,772,000 |
| Risk-weighted assets | 111,024,000 | 109,100,000 | 112,037,000 | 119,326,000 |