Call reports 2001
KIRKWOOD BANK AND TRUST COMPANY — 2001
What KIRKWOOD BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,079,000 | 64,144,000 | 68,309,000 | 70,901,000 |
| Total loans | 47,477,000 | 49,420,000 | 50,360,000 | 51,865,000 |
| Allowance for loan losses | 559,000 | 571,000 | 586,000 | 601,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,905,000 | 4,301,000 | 3,802,000 | 5,547,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,975,000 | 57,700,000 | 61,543,000 | 64,000,000 |
| Interest-bearing deposits | 47,167,000 | 46,798,000 | 49,222,000 | 48,960,000 |
| Noninterest-bearing deposits | 9,808,000 | 10,902,000 | 12,321,000 | 15,041,000 |
| Equity capital | 5,336,000 | 5,484,000 | 5,639,000 | 5,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,295,000 | 2,574,000 | 3,828,000 | 5,008,000 |
| Interest expense | 573,000 | 1,139,000 | 1,686,000 | 2,165,000 |
| Net interest income | 722,000 | 1,435,000 | 2,142,000 | 2,843,000 |
| Noninterest income | 196,000 | 448,000 | 701,000 | 1,016,000 |
| Noninterest expense | 667,000 | 1,337,000 | 2,002,000 | 2,723,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 236,000 | 516,000 | 796,000 | 1,076,000 |
| Income tax | 73,000 | 188,000 | 294,000 | 371,000 |
| Net income | 163,000 | 328,000 | 502,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,336,000 | 5,484,000 | 5,639,000 | 5,826,000 |
| Total capital | 5,896,000 | 6,055,000 | 6,225,000 | 6,427,000 |
| Risk-weighted assets | 47,448,000 | 50,845,000 | 52,837,000 | 54,105,000 |