Call report 2007Q4
HAGERSTOWN TRUST COMPANY — 2007Q4
The 22 measures HAGERSTOWN TRUST COMPANY reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 505,398,000 | USD | evidence → |
| Total loans | 345,229,000 | USD | evidence → |
| Allowance for loan losses | 4,974,000 | USD | evidence → |
| Securities available for sale | 112,045,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 406,411,000 | USD | evidence → |
| Interest-bearing deposits | 370,583,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,828,000 | USD | evidence → |
| Equity capital | 34,310,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,035,000 | USD | evidence → |
| Interest expense | 12,512,000 | USD | evidence → |
| Net interest income | 16,523,000 | USD | evidence → |
| Noninterest income | 5,968,000 | USD | evidence → |
| Noninterest expense | 13,677,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,863,000 | USD | evidence → |
| Income tax | 2,457,000 | USD | evidence → |
| Net income | 6,406,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,825,000 | USD | evidence → |
| Total capital | 39,094,000 | USD | evidence → |
| Risk-weighted assets | 340,449,000 | USD | evidence → |