Call report 2004Q4
HAGERSTOWN TRUST COMPANY — 2004Q4
The 22 measures HAGERSTOWN TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 459,227,000 | USD | evidence → |
| Total loans | 297,335,000 | USD | evidence → |
| Allowance for loan losses | 5,356,000 | USD | evidence → |
| Securities available for sale | 126,840,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 397,131,000 | USD | evidence → |
| Interest-bearing deposits | 327,907,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,224,000 | USD | evidence → |
| Equity capital | 29,629,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,815,000 | USD | evidence → |
| Interest expense | 4,866,000 | USD | evidence → |
| Net interest income | 15,949,000 | USD | evidence → |
| Noninterest income | 5,797,000 | USD | evidence → |
| Noninterest expense | 13,801,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,257,000 | USD | evidence → |
| Income tax | 2,647,000 | USD | evidence → |
| Net income | 5,610,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,812,000 | USD | evidence → |
| Total capital | 34,580,000 | USD | evidence → |
| Risk-weighted assets | 299,862,000 | USD | evidence → |