Call report 2003Q1
HAGERSTOWN TRUST COMPANY — 2003Q1
The 22 measures HAGERSTOWN TRUST COMPANY reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 453,350,000 | USD | evidence → |
| Total loans | 280,596,000 | USD | evidence → |
| Allowance for loan losses | 5,418,000 | USD | evidence → |
| Securities available for sale | 137,346,000 | USD | evidence → |
| Securities held to maturity | 697,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 369,179,000 | USD | evidence → |
| Interest-bearing deposits | 307,732,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,447,000 | USD | evidence → |
| Equity capital | 39,381,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,066,000 | USD | evidence → |
| Interest expense | 1,499,000 | USD | evidence → |
| Net interest income | 4,567,000 | USD | evidence → |
| Noninterest income | 1,659,000 | USD | evidence → |
| Noninterest expense | 3,583,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,669,000 | USD | evidence → |
| Income tax | 892,000 | USD | evidence → |
| Net income | 1,777,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,798,000 | USD | evidence → |
| Total capital | 41,448,000 | USD | evidence → |
| Risk-weighted assets | 290,198,000 | USD | evidence → |