Call reports 2026
BAYFIRST NATIONAL BANK — 2026
What BAYFIRST NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,191,028,000 | 1,136,157,000 |
| Total loans | 927,629,000 | 886,249,000 |
| Allowance for loan losses | 20,632,000 | 45,081,000 |
| Securities available for sale | 28,530,000 | 27,777,000 |
| Securities held to maturity | 2,500,000 | 2,500,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,086,271,000 | 1,001,436,000 |
| Interest-bearing deposits | 974,393,000 | 872,086,000 |
| Noninterest-bearing deposits | 111,878,000 | 129,350,000 |
| Equity capital | 84,257,000 | 111,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 17,429,000 | 33,796,000 |
| Interest expense | 7,893,000 | 14,743,000 |
| Net interest income | 9,536,000 | 19,053,000 |
| Noninterest income | 850,000 | -5,993,000 |
| Noninterest expense | 14,654,000 | 32,145,000 |
| Provision for loan losses | 3,355,000 | 32,263,000 |
| Pretax income | -7,674,000 | -51,465,000 |
| Income tax | -1,966,000 | -13,332,000 |
| Net income | -5,708,000 | -38,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 74,691,000 | 101,140,000 |
| Total capital | 86,276,000 | 112,208,000 |
| Risk-weighted assets | 917,026,000 | 850,663,000 |