Call report 2025Q4
BAYFIRST NATIONAL BANK — 2025Q4
The 22 measures BAYFIRST NATIONAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,295,707,000 | USD | evidence → |
| Total loans | 961,422,000 | USD | evidence → |
| Allowance for loan losses | 21,996,000 | USD | evidence → |
| Securities available for sale | 29,364,000 | USD | evidence → |
| Securities held to maturity | 2,500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,184,707,000 | USD | evidence → |
| Interest-bearing deposits | 1,088,207,000 | USD | evidence → |
| Noninterest-bearing deposits | 96,500,000 | USD | evidence → |
| Equity capital | 90,006,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 85,214,000 | USD | evidence → |
| Interest expense | 39,603,000 | USD | evidence → |
| Net interest income | 45,611,000 | USD | evidence → |
| Noninterest income | 18,254,000 | USD | evidence → |
| Noninterest expense | 69,608,000 | USD | evidence → |
| Provision for loan losses | 25,496,000 | USD | evidence → |
| Pretax income | -31,389,000 | USD | evidence → |
| Income tax | -8,048,000 | USD | evidence → |
| Net income | -23,341,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 81,812,000 | USD | evidence → |
| Total capital | 93,978,000 | USD | evidence → |
| Risk-weighted assets | 963,431,000 | USD | evidence → |