Call report 2023Q4
BAYFIRST NATIONAL BANK — 2023Q4
The 22 measures BAYFIRST NATIONAL BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,117,970,000 | USD | evidence → |
| Total loans | 915,726,000 | USD | evidence → |
| Allowance for loan losses | 13,497,000 | USD | evidence → |
| Securities available for sale | 39,575,000 | USD | evidence → |
| Securities held to maturity | 2,501,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 986,091,000 | USD | evidence → |
| Interest-bearing deposits | 891,430,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,661,000 | USD | evidence → |
| Equity capital | 107,738,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 68,516,000 | USD | evidence → |
| Interest expense | 31,590,000 | USD | evidence → |
| Net interest income | 36,926,000 | USD | evidence → |
| Noninterest income | 49,754,000 | USD | evidence → |
| Noninterest expense | 66,740,000 | USD | evidence → |
| Provision for loan losses | 10,331,000 | USD | evidence → |
| Pretax income | 9,496,000 | USD | evidence → |
| Income tax | 2,493,000 | USD | evidence → |
| Net income | 6,790,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 103,274,000 | USD | evidence → |
| Total capital | 114,256,000 | USD | evidence → |
| Risk-weighted assets | 877,113,000 | USD | evidence → |