Call report 2008Q4
BAYFIRST NATIONAL BANK — 2008Q4
The 22 measures BAYFIRST NATIONAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 98,652,000 | USD | evidence → |
| Total loans | 87,307,000 | USD | evidence → |
| Allowance for loan losses | 1,095,000 | USD | evidence → |
| Securities available for sale | 2,862,000 | USD | evidence → |
| Securities held to maturity | 275,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,901,000 | USD | evidence → |
| Interest-bearing deposits | 68,258,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,642,000 | USD | evidence → |
| Equity capital | 8,674,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,195,000 | USD | evidence → |
| Interest expense | 2,779,000 | USD | evidence → |
| Net interest income | 3,416,000 | USD | evidence → |
| Noninterest income | 447,000 | USD | evidence → |
| Noninterest expense | 2,686,000 | USD | evidence → |
| Provision for loan losses | 308,000 | USD | evidence → |
| Pretax income | 961,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 961,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,646,000 | USD | evidence → |
| Total capital | 9,631,000 | USD | evidence → |
| Risk-weighted assets | 78,705,000 | USD | evidence → |