Call report 2004Q4
BAYFIRST NATIONAL BANK — 2004Q4
The 22 measures BAYFIRST NATIONAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 69,635,000 | USD | evidence → |
| Total loans | 58,581,000 | USD | evidence → |
| Allowance for loan losses | 880,000 | USD | evidence → |
| Securities available for sale | 4,967,000 | USD | evidence → |
| Securities held to maturity | 1,267,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,568,000 | USD | evidence → |
| Interest-bearing deposits | 49,988,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,580,000 | USD | evidence → |
| Equity capital | 6,726,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,136,000 | USD | evidence → |
| Interest expense | 984,000 | USD | evidence → |
| Net interest income | 3,152,000 | USD | evidence → |
| Noninterest income | 486,000 | USD | evidence → |
| Noninterest expense | 2,086,000 | USD | evidence → |
| Provision for loan losses | 84,000 | USD | evidence → |
| Pretax income | 1,487,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,487,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,760,000 | USD | evidence → |
| Total capital | 7,421,000 | USD | evidence → |
| Risk-weighted assets | 52,658,000 | USD | evidence → |