Call report 2002Q4
BAYFIRST NATIONAL BANK — 2002Q4
The 22 measures BAYFIRST NATIONAL BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 62,199,000 | USD | evidence → |
| Total loans | 51,466,000 | USD | evidence → |
| Allowance for loan losses | 681,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,797,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,240,000 | USD | evidence → |
| Interest-bearing deposits | 42,257,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,983,000 | USD | evidence → |
| Equity capital | 5,826,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,800,000 | USD | evidence → |
| Interest expense | 1,213,000 | USD | evidence → |
| Net interest income | 2,587,000 | USD | evidence → |
| Noninterest income | 429,000 | USD | evidence → |
| Noninterest expense | 1,865,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 999,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 999,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,826,000 | USD | evidence → |
| Total capital | 6,405,000 | USD | evidence → |
| Risk-weighted assets | 46,171,000 | USD | evidence → |