Call reports 2001
BAYFIRST NATIONAL BANK — 2001
What BAYFIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,445,000 | 42,226,000 | 47,176,000 | 52,475,000 |
| Total loans | 30,502,000 | 33,364,000 | 36,775,000 | 40,375,000 |
| Allowance for loan losses | 428,000 | 473,000 | 504,000 | 541,000 |
| Securities available for sale | 0 | 0 | 0 | 512,000 |
| Securities held to maturity | 5,485,000 | 5,798,000 | 6,033,000 | 5,595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,940,000 | 34,443,000 | 35,932,000 | 40,233,000 |
| Interest-bearing deposits | 29,276,000 | 30,583,000 | 31,106,000 | 35,848,000 |
| Noninterest-bearing deposits | 3,664,000 | 3,860,000 | 4,826,000 | 4,385,000 |
| Equity capital | 4,611,000 | 4,744,000 | 4,916,000 | 5,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 780,000 | 1,595,000 | 2,444,000 | 3,313,000 |
| Interest expense | 354,000 | 701,000 | 1,037,000 | 1,360,000 |
| Net interest income | 426,000 | 894,000 | 1,407,000 | 1,953,000 |
| Noninterest income | 68,000 | 141,000 | 230,000 | 329,000 |
| Noninterest expense | 356,000 | 721,000 | 1,109,000 | 1,537,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 93,000 | 226,000 | 398,000 | 570,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 226,000 | 398,000 | 570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,611,000 | 4,744,000 | 4,916,000 | 5,088,000 |
| Total capital | 5,003,000 | 5,144,000 | 5,354,000 | 5,564,000 |
| Risk-weighted assets | 31,345,000 | 31,898,000 | 34,974,000 | 38,026,000 |