Call reports 2009
HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE — 2009
What HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 5,633,948,000 | 5,203,674,000 | 5,154,901,000 | 5,180,492,000 |
| Total loans | 3,615,775,000 | 3,439,267,000 | 3,250,095,000 | 2,993,378,000 |
| Allowance for loan losses | 53,062,000 | 70,341,000 | 77,276,000 | 66,620,000 |
| Securities available for sale | 1,088,921,000 | 1,029,378,000 | 1,003,917,000 | 1,035,210,000 |
| Securities held to maturity | 41,021,000 | 33,363,000 | 32,059,000 | 25,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,149,241,000 | 4,005,690,000 | 3,948,454,000 | 3,951,448,000 |
| Interest-bearing deposits | 3,649,719,000 | 3,481,019,000 | 3,446,233,000 | 3,420,965,000 |
| Noninterest-bearing deposits | 499,522,000 | 524,671,000 | 502,221,000 | 530,483,000 |
| Equity capital | 550,535,000 | 325,894,000 | 337,156,000 | 390,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 63,584,000 | 123,595,000 | 178,575,000 | 230,680,000 |
| Interest expense | 26,942,000 | 52,187,000 | 74,475,000 | 95,509,000 |
| Net interest income | 36,642,000 | 71,408,000 | 104,100,000 | 135,171,000 |
| Noninterest income | 15,737,000 | 33,413,000 | 48,057,000 | 61,267,000 |
| Noninterest expense | 38,782,000 | 291,817,000 | 331,067,000 | 367,199,000 |
| Provision for loan losses | 7,121,000 | 39,121,000 | 53,871,000 | 58,321,000 |
| Pretax income | 7,303,000 | -220,718,000 | -230,649,000 | -225,737,000 |
| Income tax | 1,664,000 | -4,910,000 | -10,046,000 | -11,263,000 |
| Net income | 5,639,000 | -215,808,000 | -220,603,000 | -214,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 323,355,000 | 310,779,000 | 296,886,000 | 360,116,000 |
| Total capital | 375,036,000 | 361,487,000 | 344,279,000 | 403,733,000 |
| Risk-weighted assets | 4,132,981,000 | 4,036,963,000 | 3,761,466,000 | 3,466,278,000 |