Call reports 2008
HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE — 2008
What HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 3,879,214,000 | 3,867,723,000 | 3,935,279,000 | 5,478,061,000 |
| Total loans | 2,481,930,000 | 2,501,968,000 | 2,539,037,000 | 3,685,244,000 |
| Allowance for loan losses | 28,490,000 | 31,174,000 | 31,668,000 | 49,956,000 |
| Securities available for sale | 969,424,000 | 936,102,000 | 907,259,000 | 1,136,852,000 |
| Securities held to maturity | 56,117,000 | 54,222,000 | 53,003,000 | 50,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,993,234,000 | 2,869,721,000 | 3,023,672,000 | 3,945,553,000 |
| Interest-bearing deposits | 2,635,325,000 | 2,504,756,000 | 2,676,406,000 | 3,461,114,000 |
| Noninterest-bearing deposits | 357,909,000 | 364,965,000 | 347,266,000 | 484,439,000 |
| Equity capital | 407,398,000 | 392,936,000 | 374,977,000 | 551,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 52,341,000 | 101,632,000 | 151,520,000 | 206,051,000 |
| Interest expense | 26,834,000 | 49,698,000 | 73,051,000 | 96,740,000 |
| Net interest income | 25,507,000 | 51,934,000 | 78,469,000 | 109,311,000 |
| Noninterest income | 10,332,000 | 21,680,000 | 31,758,000 | 43,000,000 |
| Noninterest expense | 23,154,000 | 47,387,000 | 72,206,000 | 101,889,000 |
| Provision for loan losses | 1,960,000 | 5,067,000 | 7,647,000 | 15,567,000 |
| Pretax income | 10,853,000 | 21,385,000 | 30,599,000 | 35,886,000 |
| Income tax | 2,505,000 | 4,831,000 | 6,622,000 | 6,971,000 |
| Net income | 8,348,000 | 16,554,000 | 23,977,000 | 28,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 287,929,000 | 290,418,000 | 290,585,000 | 320,496,000 |
| Total capital | 316,519,000 | 321,692,000 | 322,353,000 | 370,551,000 |
| Risk-weighted assets | 3,073,158,000 | 3,092,527,000 | 3,094,193,000 | 4,319,201,000 |