Call reports 2007
HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE — 2007
What HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 3,289,457,000 | 3,267,979,000 | 3,344,159,000 | 3,887,951,000 |
| Total loans | 2,065,777,000 | 2,081,991,000 | 2,095,800,000 | 2,460,823,000 |
| Allowance for loan losses | 20,929,000 | 21,646,000 | 22,622,000 | 27,328,000 |
| Securities available for sale | 826,943,000 | 843,137,000 | 850,460,000 | 905,066,000 |
| Securities held to maturity | 58,865,000 | 58,857,000 | 58,849,000 | 57,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,537,964,000 | 2,513,075,000 | 2,575,575,000 | 2,990,927,000 |
| Interest-bearing deposits | 2,202,919,000 | 2,168,035,000 | 2,258,131,000 | 2,629,073,000 |
| Noninterest-bearing deposits | 335,045,000 | 345,040,000 | 317,444,000 | 361,854,000 |
| Equity capital | 302,438,000 | 295,035,000 | 302,797,000 | 402,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 46,362,000 | 93,736,000 | 142,430,000 | 193,260,000 |
| Interest expense | 25,994,000 | 52,678,000 | 79,908,000 | 108,246,000 |
| Net interest income | 20,368,000 | 41,058,000 | 62,522,000 | 85,014,000 |
| Noninterest income | 8,495,000 | 18,573,000 | 28,228,000 | 41,523,000 |
| Noninterest expense | 18,473,000 | 38,300,000 | 57,006,000 | 80,495,000 |
| Provision for loan losses | 2,425,000 | 3,550,000 | 6,075,000 | 10,550,000 |
| Pretax income | 8,401,000 | 18,219,000 | 28,093,000 | 36,573,000 |
| Income tax | 1,923,000 | 4,257,000 | 6,562,000 | 8,418,000 |
| Net income | 6,478,000 | 13,962,000 | 21,531,000 | 28,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 257,591,000 | 259,495,000 | 261,344,000 | 285,451,000 |
| Total capital | 278,620,000 | 281,241,000 | 284,066,000 | 312,879,000 |
| Risk-weighted assets | 2,613,979,000 | 2,646,043,000 | 2,655,835,000 | 3,078,569,000 |