Call reports 2006
HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE — 2006
What HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 3,168,302,000 | 3,183,602,000 | 3,329,012,000 | 3,214,526,000 |
| Total loans | 2,003,450,000 | 2,032,625,000 | 2,034,273,000 | 2,047,355,000 |
| Allowance for loan losses | 19,895,000 | 20,617,000 | 21,303,000 | 21,154,000 |
| Securities available for sale | 829,299,000 | 820,098,000 | 816,913,000 | 806,724,000 |
| Securities held to maturity | 59,541,000 | 59,526,000 | 58,894,000 | 58,879,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,437,256,000 | 2,490,652,000 | 2,637,186,000 | 2,528,755,000 |
| Interest-bearing deposits | 2,090,861,000 | 2,126,575,000 | 2,305,017,000 | 2,192,152,000 |
| Noninterest-bearing deposits | 346,395,000 | 364,077,000 | 332,169,000 | 336,603,000 |
| Equity capital | 283,285,000 | 281,379,000 | 291,586,000 | 300,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 41,773,000 | 85,681,000 | 131,317,000 | 177,649,000 |
| Interest expense | 19,863,000 | 41,980,000 | 66,439,000 | 92,404,000 |
| Net interest income | 21,910,000 | 43,701,000 | 64,878,000 | 85,245,000 |
| Noninterest income | 8,758,000 | 18,563,000 | 26,679,000 | 45,383,000 |
| Noninterest expense | 16,929,000 | 34,322,000 | 51,571,000 | 69,698,000 |
| Provision for loan losses | 1,200,000 | 2,100,000 | 3,000,000 | 4,200,000 |
| Pretax income | 12,539,000 | 25,842,000 | 36,986,000 | 56,056,000 |
| Income tax | 3,374,000 | 6,933,000 | 9,763,000 | 15,192,000 |
| Net income | 9,165,000 | 18,909,000 | 27,223,000 | 40,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 244,153,000 | 248,770,000 | 251,272,000 | 258,260,000 |
| Total capital | 264,148,000 | 269,487,000 | 272,675,000 | 279,514,000 |
| Risk-weighted assets | 2,463,919,000 | 2,526,266,000 | 2,576,529,000 | 2,556,609,000 |