Call reports 2005
HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE — 2005
What HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,966,592,000 | 2,995,252,000 | 3,087,114,000 | 3,084,354,000 |
| Total loans | 1,865,641,000 | 1,891,692,000 | 1,941,866,000 | 1,985,493,000 |
| Allowance for loan losses | 18,724,000 | 18,890,000 | 19,205,000 | 19,865,000 |
| Securities available for sale | 789,578,000 | 784,361,000 | 794,366,000 | 795,804,000 |
| Securities held to maturity | 63,951,000 | 63,666,000 | 62,941,000 | 59,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,239,091,000 | 2,223,777,000 | 2,377,384,000 | 2,391,690,000 |
| Interest-bearing deposits | 1,905,042,000 | 1,862,609,000 | 2,013,945,000 | 2,027,208,000 |
| Noninterest-bearing deposits | 334,049,000 | 361,168,000 | 363,439,000 | 364,482,000 |
| Equity capital | 254,810,000 | 262,472,000 | 265,015,000 | 264,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 34,799,000 | 71,376,000 | 109,652,000 | 150,354,000 |
| Interest expense | 13,195,000 | 27,800,000 | 44,151,000 | 62,629,000 |
| Net interest income | 21,604,000 | 43,576,000 | 65,501,000 | 87,725,000 |
| Noninterest income | 5,855,000 | 13,388,000 | 19,132,000 | 24,898,000 |
| Noninterest expense | 15,395,000 | 32,264,000 | 47,516,000 | 62,206,000 |
| Provision for loan losses | 750,000 | 1,400,000 | 2,050,000 | 3,401,000 |
| Pretax income | 11,324,000 | 23,330,000 | 36,382,000 | 49,321,000 |
| Income tax | 2,760,000 | 5,309,000 | 8,571,000 | 12,009,000 |
| Net income | 8,564,000 | 18,021,000 | 27,811,000 | 37,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 226,097,000 | 232,023,000 | 236,769,000 | 239,918,000 |
| Total capital | 244,921,000 | 251,013,000 | 256,074,000 | 259,883,000 |
| Risk-weighted assets | 2,288,110,000 | 2,322,047,000 | 2,402,130,000 | 2,442,383,000 |