Call reports 2004
HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE — 2004
What HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,502,627,000 | 2,829,474,000 | 2,938,608,000 | 2,987,311,000 |
| Total loans | 1,428,145,000 | 1,683,528,000 | 1,774,189,000 | 1,845,803,000 |
| Allowance for loan losses | 16,464,000 | 17,940,000 | 17,795,000 | 18,455,000 |
| Securities available for sale | 881,117,000 | 885,341,000 | 899,023,000 | 818,484,000 |
| Securities held to maturity | 19,004,000 | 18,932,000 | 22,768,000 | 68,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,992,343,000 | 2,099,532,000 | 2,213,200,000 | 2,216,059,000 |
| Interest-bearing deposits | 1,650,953,000 | 1,747,911,000 | 1,884,621,000 | 1,879,047,000 |
| Noninterest-bearing deposits | 341,390,000 | 351,621,000 | 328,579,000 | 337,012,000 |
| Equity capital | 203,101,000 | 235,624,000 | 252,740,000 | 255,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 28,792,000 | 59,419,000 | 92,397,000 | 126,214,000 |
| Interest expense | 8,789,000 | 18,125,000 | 29,046,000 | 41,389,000 |
| Net interest income | 20,003,000 | 41,294,000 | 63,351,000 | 84,825,000 |
| Noninterest income | 4,951,000 | 10,632,000 | 17,274,000 | 24,220,000 |
| Noninterest expense | 13,897,000 | 28,514,000 | 43,041,000 | 59,494,000 |
| Provision for loan losses | 489,000 | 986,000 | 1,485,000 | 2,555,000 |
| Pretax income | 11,271,000 | 23,659,000 | 37,450,000 | 48,312,000 |
| Income tax | 2,705,000 | 5,863,000 | 9,554,000 | 11,830,000 |
| Net income | 8,566,000 | 17,796,000 | 27,896,000 | 36,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,250,000 | 213,435,000 | 219,253,000 | 222,140,000 |
| Total capital | 210,915,000 | 231,475,000 | 237,148,000 | 240,695,000 |
| Risk-weighted assets | 1,790,224,000 | 2,082,887,000 | 2,176,599,000 | 2,270,588,000 |