Call reports 2003
HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE — 2003
What HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,784,719,000 | 1,717,869,000 | 1,820,804,000 | 1,822,635,000 |
| Total loans | 972,602,000 | 973,048,000 | 1,022,440,000 | 1,046,187,000 |
| Allowance for loan losses | 10,868,000 | 11,452,000 | 10,811,000 | 10,876,000 |
| Securities available for sale | 659,420,000 | 558,245,000 | 564,765,000 | 606,085,000 |
| Securities held to maturity | 15,830,000 | 15,356,000 | 15,335,000 | 14,631,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,400,100,000 | 1,336,571,000 | 1,450,383,000 | 1,447,122,000 |
| Interest-bearing deposits | 1,193,112,000 | 1,111,765,000 | 1,232,920,000 | 1,222,751,000 |
| Noninterest-bearing deposits | 206,988,000 | 224,806,000 | 217,463,000 | 224,371,000 |
| Equity capital | 132,974,000 | 138,786,000 | 135,562,000 | 141,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 21,354,000 | 42,553,000 | 62,576,000 | 84,358,000 |
| Interest expense | 7,943,000 | 15,040,000 | 21,449,000 | 28,118,000 |
| Net interest income | 13,411,000 | 27,513,000 | 41,127,000 | 56,240,000 |
| Noninterest income | 5,667,000 | 10,702,000 | 15,413,000 | 20,259,000 |
| Noninterest expense | 12,379,000 | 26,272,000 | 36,331,000 | 46,901,000 |
| Provision for loan losses | 561,000 | 1,631,000 | 2,211,000 | 2,800,000 |
| Pretax income | 6,883,000 | 13,517,000 | 21,196,000 | 30,298,000 |
| Income tax | 1,210,000 | 2,377,000 | 3,769,000 | 5,969,000 |
| Net income | 5,673,000 | 11,140,000 | 17,427,000 | 24,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,533,000 | 129,769,000 | 133,661,000 | 137,756,000 |
| Total capital | 137,502,000 | 141,295,000 | 144,512,000 | 148,666,000 |
| Risk-weighted assets | 1,209,932,000 | 1,217,566,000 | 1,293,643,000 | 1,300,016,000 |