Call reports 2002
HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE — 2002
What HARLEYSVILLE NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,561,226,000 | 1,611,252,000 | 1,774,843,000 | 1,786,309,000 |
| Total loans | 979,484,000 | 980,261,000 | 976,672,000 | 967,271,000 |
| Allowance for loan losses | 10,361,000 | 10,791,000 | 10,989,000 | 10,865,000 |
| Securities available for sale | 421,966,000 | 495,959,000 | 641,062,000 | 644,870,000 |
| Securities held to maturity | 18,011,000 | 16,235,000 | 16,151,000 | 15,994,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,218,594,000 | 1,250,263,000 | 1,399,357,000 | 1,418,842,000 |
| Interest-bearing deposits | 1,029,991,000 | 1,050,178,000 | 1,190,344,000 | 1,205,586,000 |
| Noninterest-bearing deposits | 188,603,000 | 200,085,000 | 209,013,000 | 213,256,000 |
| Equity capital | 112,980,000 | 119,925,000 | 126,461,000 | 126,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 23,865,000 | 47,375,000 | 70,595,000 | 93,152,000 |
| Interest expense | 9,312,000 | 18,379,000 | 27,739,000 | 36,937,000 |
| Net interest income | 14,553,000 | 28,996,000 | 42,856,000 | 56,215,000 |
| Noninterest income | 3,956,000 | 8,168,000 | 12,390,000 | 17,020,000 |
| Noninterest expense | 10,860,000 | 22,171,000 | 32,484,000 | 42,688,000 |
| Provision for loan losses | 1,035,000 | 1,880,000 | 2,635,000 | 3,400,000 |
| Pretax income | 7,376,000 | 15,024,000 | 22,464,000 | 29,657,000 |
| Income tax | 1,853,000 | 3,654,000 | 5,355,000 | 6,743,000 |
| Net income | 5,523,000 | 11,370,000 | 17,109,000 | 22,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,559,000 | 116,075,000 | 119,732,000 | 122,990,000 |
| Total capital | 122,965,000 | 126,922,000 | 130,755,000 | 133,945,000 |
| Risk-weighted assets | 1,121,222,000 | 1,165,052,000 | 1,189,240,000 | 1,199,623,000 |