Call reports 2025
MERRICK BANK — 2025
What MERRICK BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 8,907,169,000 | 8,950,391,000 | 9,112,904,000 | 9,251,625,000 |
| Total loans | 5,967,991,000 | 8,544,711,000 | 8,811,534,000 | 8,915,993,000 |
| Allowance for loan losses | 972,820,000 | 1,238,470,000 | 1,315,530,000 | 1,367,240,000 |
| Securities available for sale | 278,059,000 | 283,819,000 | 270,456,000 | 284,086,000 |
| Securities held to maturity | 4,178,000 | 3,725,000 | 3,602,000 | 3,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,971,341,000 | 6,991,764,000 | 7,085,312,000 | 7,235,566,000 |
| Interest-bearing deposits | 6,622,251,000 | 6,661,530,000 | 6,814,884,000 | 6,938,002,000 |
| Noninterest-bearing deposits | 349,090,000 | 330,234,000 | 270,428,000 | 297,564,000 |
| Equity capital | 1,849,398,000 | 1,829,700,000 | 1,868,621,000 | 1,878,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 336,349,000 | 798,391,000 | 1,295,097,000 | 1,793,803,000 |
| Interest expense | 56,893,000 | 121,442,000 | 189,572,000 | 257,151,000 |
| Net interest income | 279,456,000 | 676,949,000 | 1,105,525,000 | 1,536,652,000 |
| Noninterest income | 47,700,000 | 115,597,000 | 184,694,000 | 253,752,000 |
| Noninterest expense | 97,336,000 | 254,003,000 | 411,466,000 | 568,560,000 |
| Provision for loan losses | 167,553,000 | 504,560,000 | 801,620,000 | 1,093,926,000 |
| Pretax income | 62,382,000 | 34,821,000 | 76,523,000 | 125,782,000 |
| Income tax | 15,427,000 | 8,570,000 | 14,521,000 | 26,124,000 |
| Net income | 46,955,000 | 26,251,000 | 62,002,000 | 99,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,904,305,000 | 1,750,233,000 | 1,793,654,000 | 1,808,046,000 |
| Total capital | 1,991,943,000 | 1,870,496,000 | 1,918,451,000 | 1,934,473,000 |
| Risk-weighted assets | 6,189,233,000 | 8,675,460,000 | 8,924,434,000 | 8,997,793,000 |