Call reports 2015
MERRICK BANK — 2015
What MERRICK BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,177,582,000 | 2,288,639,000 | 2,403,158,000 | 2,597,970,000 |
| Total loans | 2,049,787,000 | 2,147,956,000 | 2,285,650,000 | 2,428,181,000 |
| Allowance for loan losses | 200,600,000 | 209,745,000 | 224,390,000 | 242,980,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 41,982,000 | 43,123,000 | 41,432,000 | 39,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,633,341,000 | 1,751,666,000 | 1,819,045,000 | 1,997,361,000 |
| Interest-bearing deposits | 1,494,543,000 | 1,606,456,000 | 1,668,788,000 | 1,831,558,000 |
| Noninterest-bearing deposits | 138,798,000 | 145,210,000 | 150,257,000 | 165,803,000 |
| Equity capital | 490,662,000 | 505,319,000 | 533,662,000 | 551,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 123,606,000 | 252,368,000 | 393,986,000 | 539,717,000 |
| Interest expense | 3,019,000 | 6,143,000 | 9,503,000 | 13,265,000 |
| Net interest income | 120,587,000 | 246,225,000 | 384,483,000 | 526,452,000 |
| Noninterest income | 23,522,000 | 51,254,000 | 82,072,000 | 114,445,000 |
| Noninterest expense | 38,835,000 | 86,177,000 | 127,390,000 | 170,046,000 |
| Provision for loan losses | 39,975,000 | 88,638,000 | 141,608,000 | 208,433,000 |
| Pretax income | 65,299,000 | 122,664,000 | 197,557,000 | 262,418,000 |
| Income tax | 25,748,000 | 48,456,000 | 78,006,000 | 102,920,000 |
| Net income | 39,551,000 | 74,208,000 | 119,551,000 | 159,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 490,662,000 | 505,319,000 | 533,662,000 | 551,609,000 |
| Total capital | 518,967,000 | 534,805,000 | 564,972,000 | 585,053,000 |
| Risk-weighted assets | 2,092,131,000 | 2,178,653,000 | 2,311,743,000 | 2,466,003,000 |