Call reports 2012
MERRICK BANK — 2012
What MERRICK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,331,288,000 | 1,396,430,000 | 1,604,847,000 | 1,666,568,000 |
| Total loans | 1,155,452,000 | 1,222,849,000 | 1,323,585,000 | 1,451,451,000 |
| Allowance for loan losses | 145,030,000 | 152,785,000 | 164,060,000 | 176,575,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 37,962,000 | 37,159,000 | 36,122,000 | 33,917,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 952,634,000 | 1,021,809,000 | 1,207,079,000 | 1,263,583,000 |
| Interest-bearing deposits | 791,786,000 | 861,875,000 | 940,564,000 | 1,040,625,000 |
| Noninterest-bearing deposits | 160,848,000 | 159,934,000 | 266,515,000 | 222,958,000 |
| Equity capital | 338,055,000 | 341,622,000 | 358,119,000 | 373,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 72,981,000 | 145,647,000 | 228,331,000 | 315,951,000 |
| Interest expense | 1,825,000 | 3,571,000 | 5,394,000 | 7,250,000 |
| Net interest income | 71,156,000 | 142,076,000 | 222,937,000 | 308,701,000 |
| Noninterest income | 18,854,000 | 39,370,000 | 61,322,000 | 85,319,000 |
| Noninterest expense | 22,572,000 | 45,307,000 | 70,333,000 | 95,236,000 |
| Provision for loan losses | 14,840,000 | 48,805,000 | 82,733,000 | 122,608,000 |
| Pretax income | 52,598,000 | 87,334,000 | 131,193,000 | 176,176,000 |
| Income tax | 20,675,000 | 34,344,000 | 51,706,000 | 68,958,000 |
| Net income | 31,923,000 | 52,990,000 | 79,487,000 | 107,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 338,055,000 | 341,622,000 | 358,119,000 | 373,850,000 |
| Total capital | 354,886,000 | 359,402,000 | 378,518,000 | 393,968,000 |
| Risk-weighted assets | 1,218,277,000 | 1,287,392,000 | 1,488,285,000 | 1,452,989,000 |