Call reports 2001
MERRICK BANK — 2001
What MERRICK BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 296,956,000 | 332,665,000 | 292,477,000 | 297,512,000 |
| Total loans | 284,493,000 | 301,663,000 | 308,248,000 | 315,908,000 |
| Allowance for loan losses | 70,977,000 | 64,973,000 | 69,285,000 | 70,680,000 |
| Securities available for sale | 2,168,000 | 2,295,000 | 2,522,000 | 2,368,000 |
| Securities held to maturity | 782,000 | 1,254,000 | 1,722,000 | 2,438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,317,000 | 259,007,000 | 218,246,000 | 221,511,000 |
| Interest-bearing deposits | 223,918,000 | 253,013,000 | 208,971,000 | 215,088,000 |
| Noninterest-bearing deposits | 3,399,000 | 5,994,000 | 9,275,000 | 6,423,000 |
| Equity capital | 53,463,000 | 58,502,000 | 58,851,000 | 57,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 21,663,000 | 41,976,000 | 64,459,000 | 84,327,000 |
| Interest expense | 3,484,000 | 7,062,000 | 10,075,000 | 12,548,000 |
| Net interest income | 18,179,000 | 34,914,000 | 54,384,000 | 71,779,000 |
| Noninterest income | 7,910,000 | 15,930,000 | 23,709,000 | 30,730,000 |
| Noninterest expense | 8,743,000 | 18,466,000 | 30,111,000 | 42,013,000 |
| Provision for loan losses | 8,582,000 | 15,184,000 | 30,416,000 | 45,321,000 |
| Pretax income | 8,764,000 | 17,194,000 | 17,566,000 | 15,175,000 |
| Income tax | 3,429,000 | 6,820,000 | 6,843,000 | 5,609,000 |
| Net income | 5,335,000 | 10,374,000 | 10,723,000 | 9,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,686,000 | 59,523,000 | 60,712,000 | 59,782,000 |
| Total capital | 58,587,000 | 63,528,000 | 64,765,000 | 63,903,000 |
| Risk-weighted assets | 245,011,000 | 259,457,000 | 258,986,000 | 263,098,000 |