Call reports 2007
PRP NATIONAL BANK — 2007
What PRP NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 75,366,000 | 75,074,000 | 77,472,000 |
| Total loans | 47,876,000 | 44,354,000 | 51,005,000 |
| Allowance for loan losses | 800,000 | 803,000 | 788,000 |
| Securities available for sale | 14,041,000 | 18,515,000 | 18,673,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 68,952,000 | 68,568,000 | 70,601,000 |
| Interest-bearing deposits | 60,225,000 | 60,830,000 | 58,264,000 |
| Noninterest-bearing deposits | 8,727,000 | 7,738,000 | 12,337,000 |
| Equity capital | 5,792,000 | 5,818,000 | 6,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 1,162,000 | 2,383,000 | 3,609,000 |
| Interest expense | 581,000 | 1,200,000 | 1,765,000 |
| Net interest income | 581,000 | 1,183,000 | 1,844,000 |
| Noninterest income | 240,000 | 488,000 | 774,000 |
| Noninterest expense | 651,000 | 1,330,000 | 2,082,000 |
| Provision for loan losses | 9,000 | 18,000 | 32,000 |
| Pretax income | 161,000 | 323,000 | 504,000 |
| Income tax | 56,000 | 110,000 | 167,000 |
| Net income | 105,000 | 213,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 5,903,000 | 6,011,000 | 6,135,000 |
| Total capital | 6,509,000 | 6,611,000 | 6,797,000 |
| Risk-weighted assets | 48,339,000 | 47,827,000 | 53,282,000 |