Call reports 2006
PRP NATIONAL BANK — 2006
What PRP NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 64,762,000 | 65,008,000 | 66,444,000 | 69,649,000 |
| Total loans | 45,613,000 | 46,192,000 | 47,524,000 | 50,975,000 |
| Allowance for loan losses | 810,000 | 820,000 | 828,000 | 821,000 |
| Securities available for sale | 14,425,000 | 13,997,000 | 14,250,000 | 13,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,064,000 | 59,231,000 | 59,768,000 | 62,779,000 |
| Interest-bearing deposits | 50,127,000 | 51,565,000 | 51,593,000 | 55,921,000 |
| Noninterest-bearing deposits | 7,937,000 | 7,666,000 | 8,175,000 | 6,858,000 |
| Equity capital | 5,339,000 | 5,315,000 | 5,554,000 | 5,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 986,000 | 2,061,000 | 3,191,000 | 4,397,000 |
| Interest expense | 394,000 | 822,000 | 1,307,000 | 1,847,000 |
| Net interest income | 592,000 | 1,239,000 | 1,884,000 | 2,550,000 |
| Noninterest income | 196,000 | 383,000 | 570,000 | 776,000 |
| Noninterest expense | 585,000 | 1,257,000 | 1,923,000 | 2,607,000 |
| Provision for loan losses | 31,000 | 42,000 | 52,000 | 61,000 |
| Pretax income | 172,000 | 323,000 | 479,000 | 658,000 |
| Income tax | 56,000 | 117,000 | 160,000 | 225,000 |
| Net income | 116,000 | 206,000 | 319,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,592,000 | 5,652,000 | 5,725,000 | 5,798,000 |
| Total capital | 6,157,000 | 6,214,000 | 6,311,000 | 6,412,000 |
| Risk-weighted assets | 44,980,000 | 44,878,000 | 46,890,000 | 49,153,000 |