Call reports 2005
PRP NATIONAL BANK — 2005
What PRP NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 58,876,000 | 63,590,000 | 63,424,000 | 63,959,000 |
| Total loans | 35,400,000 | 40,229,000 | 42,865,000 | 43,547,000 |
| Allowance for loan losses | 722,000 | 730,000 | 763,000 | 765,000 |
| Securities available for sale | 18,973,000 | 17,704,000 | 15,702,000 | 15,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,887,000 | 53,089,000 | 55,988,000 | 53,995,000 |
| Interest-bearing deposits | 44,905,000 | 46,496,000 | 49,260,000 | 47,146,000 |
| Noninterest-bearing deposits | 5,982,000 | 6,593,000 | 6,728,000 | 6,849,000 |
| Equity capital | 5,099,000 | 5,271,000 | 5,286,000 | 5,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,632,000 | 2,565,000 | 3,508,000 |
| Interest expense | 235,000 | 521,000 | 860,000 | 1,223,000 |
| Net interest income | 521,000 | 1,111,000 | 1,705,000 | 2,285,000 |
| Noninterest income | 153,000 | 330,000 | 525,000 | 712,000 |
| Noninterest expense | 640,000 | 1,333,000 | 1,935,000 | 2,514,000 |
| Provision for loan losses | 44,000 | 113,000 | 150,000 | 198,000 |
| Pretax income | -10,000 | 33,000 | 195,000 | 335,000 |
| Income tax | 2,000 | 15,000 | 61,000 | 116,000 |
| Net income | -12,000 | 18,000 | 134,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,274,000 | 5,305,000 | 5,421,000 | 5,506,000 |
| Total capital | 5,724,000 | 5,819,000 | 5,964,000 | 6,059,000 |
| Risk-weighted assets | 35,729,000 | 40,879,000 | 43,205,000 | 43,990,000 |