Call reports 2004
PRP NATIONAL BANK — 2004
What PRP NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 58,984,000 | 58,125,000 | 56,094,000 | 56,207,000 |
| Total loans | 31,167,000 | 30,106,000 | 30,577,000 | 32,350,000 |
| Allowance for loan losses | 588,000 | 610,000 | 653,000 | 683,000 |
| Securities available for sale | 21,633,000 | 22,599,000 | 18,160,000 | 18,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,633,000 | 50,899,000 | 49,681,000 | 49,975,000 |
| Interest-bearing deposits | 46,067,000 | 45,410,000 | 43,210,000 | 44,060,000 |
| Noninterest-bearing deposits | 5,566,000 | 5,489,000 | 6,471,000 | 5,915,000 |
| Equity capital | 5,579,000 | 5,117,000 | 5,372,000 | 5,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,542,000 | 2,257,000 | 2,985,000 |
| Interest expense | 210,000 | 414,000 | 612,000 | 807,000 |
| Net interest income | 566,000 | 1,128,000 | 1,645,000 | 2,178,000 |
| Noninterest income | 124,000 | 260,000 | 415,000 | 556,000 |
| Noninterest expense | 605,000 | 1,165,000 | 1,777,000 | 2,418,000 |
| Provision for loan losses | 39,000 | 86,000 | 135,000 | 168,000 |
| Pretax income | 201,000 | 292,000 | 356,000 | 356,000 |
| Income tax | 68,000 | 98,000 | 118,000 | 126,000 |
| Net income | 133,000 | 194,000 | 238,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,286,000 | 5,297,000 | 5,291,000 | 5,283,000 |
| Total capital | 5,680,000 | 5,681,000 | 5,676,000 | 5,698,000 |
| Risk-weighted assets | 31,308,000 | 30,628,000 | 30,683,000 | 33,116,000 |