Call reports 2003
PRP NATIONAL BANK — 2003
What PRP NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 59,870,000 | 61,285,000 | 61,389,000 | 60,033,000 |
| Total loans | 33,372,000 | 33,896,000 | 33,688,000 | 33,751,000 |
| Allowance for loan losses | 461,000 | 508,000 | 536,000 | 551,000 |
| Securities available for sale | 17,784,000 | 22,090,000 | 23,633,000 | 21,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,731,000 | 54,209,000 | 52,363,000 | 51,297,000 |
| Interest-bearing deposits | 48,212,000 | 48,216,000 | 47,196,000 | 46,102,000 |
| Noninterest-bearing deposits | 5,519,000 | 5,993,000 | 5,167,000 | 5,195,000 |
| Equity capital | 5,375,000 | 5,655,000 | 5,446,000 | 5,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 866,000 | 1,730,000 | 2,609,000 | 3,477,000 |
| Interest expense | 291,000 | 553,000 | 806,000 | 1,033,000 |
| Net interest income | 575,000 | 1,177,000 | 1,803,000 | 2,444,000 |
| Noninterest income | 131,000 | 275,000 | 422,000 | 567,000 |
| Noninterest expense | 591,000 | 1,151,000 | 1,717,000 | 2,301,000 |
| Provision for loan losses | 49,000 | 101,000 | 129,000 | 197,000 |
| Pretax income | 138,000 | 294,000 | 473,000 | 630,000 |
| Income tax | 59,000 | 96,000 | 157,000 | 210,000 |
| Net income | 79,000 | 198,000 | 316,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,987,000 | 5,056,000 | 5,124,000 | 5,178,000 |
| Total capital | 5,381,000 | 5,462,000 | 5,535,000 | 5,591,000 |
| Risk-weighted assets | 32,061,000 | 32,358,000 | 32,739,000 | 33,306,000 |