Call reports 2025
BAXTER STATE BANK, THE — 2025
What BAXTER STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 24,413,000 | 24,007,000 | 24,945,000 | 23,968,000 |
| Total loans | 13,022,000 | 13,205,000 | 13,176,000 | 13,020,000 |
| Allowance for loan losses | 192,000 | 192,000 | 193,000 | 209,000 |
| Securities available for sale | 4,547,000 | 4,623,000 | 3,996,000 | 5,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,999,000 | 16,540,000 | 18,037,000 | 18,100,000 |
| Interest-bearing deposits | 8,806,000 | 8,686,000 | 10,308,000 | 9,773,000 |
| Noninterest-bearing deposits | 8,193,000 | 7,854,000 | 7,729,000 | 8,327,000 |
| Equity capital | 5,802,000 | 5,878,000 | 5,322,000 | 4,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 301,000 | 607,000 | 916,000 | 1,241,000 |
| Interest expense | 23,000 | 42,000 | 65,000 | 80,000 |
| Net interest income | 278,000 | 565,000 | 851,000 | 1,161,000 |
| Noninterest income | 26,000 | 60,000 | 93,000 | 165,000 |
| Noninterest expense | 268,000 | 539,000 | 828,000 | 1,579,000 |
| Provision for loan losses | 2,000 | 2,000 | 3,000 | 19,000 |
| Pretax income | 34,000 | 84,000 | 113,000 | -272,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 84,000 | 113,000 | -272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,251,000 | 5,300,000 | 5,332,000 | 4,846,000 |