Call reports 2022
BAXTER STATE BANK, THE — 2022
What BAXTER STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 28,661,000 | 27,408,000 | 26,992,000 | 26,329,000 |
| Total loans | 11,580,000 | 11,373,000 | 11,720,000 | 11,872,000 |
| Allowance for loan losses | 196,000 | 196,000 | 200,000 | 200,000 |
| Securities available for sale | 7,794,000 | 8,632,000 | 8,237,000 | 8,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,407,000 | 21,255,000 | 20,961,000 | 20,260,000 |
| Interest-bearing deposits | 13,152,000 | 12,743,000 | 12,457,000 | 11,806,000 |
| Noninterest-bearing deposits | 9,255,000 | 8,512,000 | 8,504,000 | 8,454,000 |
| Equity capital | 5,447,000 | 5,355,000 | 5,246,000 | 5,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 404,000 | 637,000 | 863,000 |
| Interest expense | 4,000 | 7,000 | 13,000 | 18,000 |
| Net interest income | 194,000 | 397,000 | 624,000 | 845,000 |
| Noninterest income | 42,000 | 78,000 | 116,000 | 139,000 |
| Noninterest expense | 243,000 | 484,000 | 720,000 | 967,000 |
| Provision for loan losses | 1,000 | 1,000 | 6,000 | 6,000 |
| Pretax income | -8,000 | -10,000 | 14,000 | 11,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -8,000 | -10,000 | 14,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,114,000 | 5,112,000 | 5,136,000 | 5,133,000 |