Call reports 2021
BAXTER STATE BANK, THE — 2021
What BAXTER STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 27,306,000 | 27,109,000 | 27,256,000 | 27,692,000 |
| Total loans | 13,184,000 | 12,515,000 | 12,297,000 | 11,957,000 |
| Allowance for loan losses | 212,000 | 211,000 | 242,000 | 253,000 |
| Securities available for sale | 3,363,000 | 4,211,000 | 4,257,000 | 5,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,669,000 | 20,490,000 | 20,597,000 | 21,143,000 |
| Interest-bearing deposits | 11,317,000 | 11,615,000 | 12,012,000 | 12,668,000 |
| Noninterest-bearing deposits | 9,352,000 | 8,875,000 | 8,585,000 | 8,475,000 |
| Equity capital | 5,737,000 | 5,740,000 | 5,779,000 | 5,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 226,000 | 449,000 | 666,000 | 874,000 |
| Interest expense | 3,000 | 8,000 | 12,000 | 15,000 |
| Net interest income | 223,000 | 441,000 | 654,000 | 859,000 |
| Noninterest income | 40,000 | 84,000 | 129,000 | 165,000 |
| Noninterest expense | 258,000 | 499,000 | 674,000 | 903,000 |
| Provision for loan losses | 0 | 0 | 36,000 | 47,000 |
| Pretax income | 5,000 | 26,000 | 73,000 | 74,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 5,000 | 26,000 | 73,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,089,000 | 5,109,000 | 5,156,000 | 5,122,000 |