Call reports 2020
BAXTER STATE BANK, THE — 2020
What BAXTER STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 24,950,000 | 25,564,000 | 25,430,000 | 26,277,000 |
| Total loans | 14,218,000 | 13,683,000 | 14,208,000 | 12,907,000 |
| Allowance for loan losses | 228,000 | 229,000 | 229,000 | 211,000 |
| Securities available for sale | 3,741,000 | 3,503,000 | 2,713,000 | 2,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,179,000 | 18,768,000 | 18,634,000 | 19,596,000 |
| Interest-bearing deposits | 11,009,000 | 11,059,000 | 11,118,000 | 11,377,000 |
| Noninterest-bearing deposits | 7,170,000 | 7,709,000 | 7,516,000 | 8,219,000 |
| Equity capital | 5,792,000 | 5,825,000 | 5,835,000 | 5,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 539,000 | 807,000 | 1,042,000 |
| Interest expense | 9,000 | 16,000 | 21,000 | 25,000 |
| Net interest income | 265,000 | 523,000 | 786,000 | 1,017,000 |
| Noninterest income | 45,000 | 78,000 | 118,000 | 137,000 |
| Noninterest expense | 284,000 | 546,000 | 829,000 | 1,100,000 |
| Provision for loan losses | 5,000 | 7,000 | 7,000 | 7,000 |
| Pretax income | 23,000 | 50,000 | 70,000 | 49,000 |
| Income tax | -14,000 | -14,000 | -13,000 | -14,000 |
| Net income | 37,000 | 64,000 | 83,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,113,000 | 5,139,000 | 5,159,000 | 5,083,000 |