Call reports 2019
BAXTER STATE BANK, THE — 2019
What BAXTER STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 26,087,000 | 25,203,000 | 25,447,000 | 24,427,000 |
| Total loans | 13,978,000 | 14,663,000 | 14,597,000 | 14,393,000 |
| Allowance for loan losses | 220,000 | 220,000 | 221,000 | 226,000 |
| Securities available for sale | 5,854,000 | 5,208,000 | 5,206,000 | 4,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,221,000 | 18,332,000 | 18,539,000 | 17,570,000 |
| Interest-bearing deposits | 11,736,000 | 11,335,000 | 11,225,000 | 10,873,000 |
| Noninterest-bearing deposits | 7,485,000 | 6,997,000 | 7,314,000 | 6,697,000 |
| Equity capital | 5,802,000 | 5,822,000 | 5,867,000 | 5,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 292,000 | 597,000 | 888,000 | 1,184,000 |
| Interest expense | 8,000 | 18,000 | 27,000 | 36,000 |
| Net interest income | 284,000 | 579,000 | 861,000 | 1,148,000 |
| Noninterest income | 46,000 | 94,000 | 143,000 | 185,000 |
| Noninterest expense | 269,000 | 554,000 | 835,000 | 1,166,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 10,000 |
| Pretax income | 61,000 | 119,000 | 167,000 | 157,000 |
| Income tax | 18,000 | 26,000 | 31,000 | 35,000 |
| Net income | 43,000 | 93,000 | 136,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,175,000 | 5,166,000 | 5,209,000 | 5,195,000 |
| Total capital | 5,356,000 | 5,351,000 | 5,396,000 | 5,378,000 |
| Risk-weighted assets | 14,508,000 | 14,728,000 | 14,910,000 | 14,511,000 |