Call reports 2017
BAXTER STATE BANK, THE — 2017
What BAXTER STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 30,059,000 | 29,652,000 | 29,703,000 | 29,199,000 |
| Total loans | 15,326,000 | 15,360,000 | 15,098,000 | 14,888,000 |
| Allowance for loan losses | 334,000 | 328,000 | 247,000 | 248,000 |
| Securities available for sale | 5,624,000 | 5,749,000 | 4,936,000 | 4,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,460,000 | 19,962,000 | 20,099,000 | 19,746,000 |
| Interest-bearing deposits | 13,487,000 | 13,264,000 | 13,627,000 | 12,932,000 |
| Noninterest-bearing deposits | 6,973,000 | 6,698,000 | 6,472,000 | 6,814,000 |
| Equity capital | 6,200,000 | 6,256,000 | 5,936,000 | 5,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 278,000 | 582,000 | 884,000 | 1,184,000 |
| Interest expense | 13,000 | 28,000 | 44,000 | 62,000 |
| Net interest income | 265,000 | 554,000 | 840,000 | 1,122,000 |
| Noninterest income | 69,000 | 121,000 | 173,000 | 204,000 |
| Noninterest expense | 309,000 | 622,000 | 1,144,000 | 1,438,000 |
| Provision for loan losses | 0 | 0 | 125,000 | 125,000 |
| Pretax income | 25,000 | 53,000 | -256,000 | -237,000 |
| Income tax | -10,000 | -10,000 | -10,000 | -10,000 |
| Net income | 35,000 | 63,000 | -246,000 | -227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,541,000 | 5,569,000 | 5,260,000 | 5,179,000 |
| Total capital | 5,753,000 | 5,779,000 | 5,465,000 | 5,380,000 |
| Risk-weighted assets | 16,846,000 | 16,649,000 | 16,352,000 | 15,993,000 |