Call reports 2016
BAXTER STATE BANK, THE — 2016
What BAXTER STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 27,743,000 | 27,226,000 | 28,552,000 | 29,646,000 |
| Total loans | 17,050,000 | 16,696,000 | 15,994,000 | 15,515,000 |
| Allowance for loan losses | 412,000 | 359,000 | 349,000 | 343,000 |
| Securities available for sale | 4,895,000 | 5,367,000 | 4,880,000 | 4,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,094,000 | 17,464,000 | 18,754,000 | 20,114,000 |
| Interest-bearing deposits | 11,561,000 | 11,360,000 | 12,906,000 | 12,883,000 |
| Noninterest-bearing deposits | 6,533,000 | 6,104,000 | 5,848,000 | 7,231,000 |
| Equity capital | 6,302,000 | 6,392,000 | 6,409,000 | 6,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 676,000 | 992,000 | 1,299,000 |
| Interest expense | 10,000 | 21,000 | 33,000 | 46,000 |
| Net interest income | 337,000 | 655,000 | 959,000 | 1,253,000 |
| Noninterest income | 68,000 | 126,000 | 174,000 | 220,000 |
| Noninterest expense | 326,000 | 641,000 | 954,000 | 1,268,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 79,000 | 140,000 | 179,000 | 205,000 |
| Income tax | -1,000 | 5,000 | 11,000 | 11,000 |
| Net income | 80,000 | 135,000 | 168,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,572,000 | 5,627,000 | 5,660,000 | 5,506,000 |
| Total capital | 5,730,000 | 5,782,000 | 5,818,000 | 5,713,000 |
| Risk-weighted assets | 12,346,000 | 12,185,000 | 12,438,000 | 16,390,000 |